DeFi vs CeFi differ primarily in governance. DeFi operates on decentralized protocols, removing intermediaries, and providing financial services directly to users with more control over assets. In contrast, CeFi relies on centralized institutions like banks and exchanges to manage assets. While CeFi offers user-friendly services, DeFi ensures transparency, lower fees, and greater access, but can be riskier due to the lack of regulation and intermediaries.
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